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I wonder if the same salesmen who pushed endowment policies so hard in the 1980′s now work for the financiers who are promote that they will help with your endowment policy surrender?

Lets face endowments have turned into fairly ugly investments for those who hoped that their share market gains will give them a mortgage free home after 25 years of paying interest only on their mortgage.

It was a nice idea at the time – and it could have worked unfortunately predicting financial markets into the future for quarter of a century you need a crystal ball not a spreadsheet. Endowment policies are the classic case of a financial product which is low risk only for the commision sales man and the company which rakes in all the fees regardless of performance

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